See How Much You Can Save
Annual Credit Card Processing Volume
$/yr.
Potential Annual Savings with CashVue ATM
Switch to CashVue ATM and save thousands of dollars a year in credit card processing fees.
How the Cash Discount Program Works
In Philadelphia’s high-volume retail environment—from Reading Terminal Market’s legendary food vendors to the busy nightlife corridors of Northern Liberties and South Street—cash remains king for millions of daily transactions. Our system automatically applies a small service fee to all card transactions, but when a customer chooses to pay with cash instead, the service fee is waived, giving them an immediate discount. You keep the full sale amount—no more paying out of pocket for card fees.
✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems
Benefits to Your Business
Eliminate Up to 100% of Processing Fees
Philadelphia’s bustling service economy—from healthcare facilities in Center City to hospitality workers across Northern Liberties and Fishtown—depends on efficient payment processing. Drastically reduce or eliminate your credit card processing costs altogether.Increase Profit Margins
In a competitive market where establishments near Reading Terminal Market and throughout South Street’s retail corridor face razor-thin margins, keeping more of each sale without increasing overall pricing gives you a genuine edge.Encourage Cash Payments
Philadelphia’s dense student population in University City and young professionals across Rittenhouse Square and East Passyunk frequently carry cash for everyday transactions. Incentivize customers to pay with cash and reduce chargebacks.Easy Setup and Integration
Whether you operate near Citizens Bank Park, manage a food service operation in Manayunk, or run a retail shop in Old City, our team programs your terminal and provides all signage—no tech headaches.Fully Compliant and Transparent
Philadelphia’s regulatory environment requires clarity around payment incentives. Stay aligned with card network rules and consumer regulations.
Ideal For:
Retail Shops & Boutiques
Salons & Spas
Restaurants & Cafés
Auto Repair & Service Providers
Convenience Stores & Liquor Shops
Mobile Vendors & Pop-Up Events
Keep more revenue flowing to your Philadelphia business—without disrupting your operations or customer experience.
CashVue’s Cash Discount Program is built for Philadelphia’s high-volume cash businesses, from Reading Terminal Market vendors and Center City hospitality venues to the busy service counters throughout University City and Old City.
Eliminate processing fees entirely and let your bottom line benefit while serving Philadelphia’s large student population and cash-focused downtown workforce who expect seamless payment options.
Frequently Asked Questions (FAQs)
Q: Is the cash discount program legal?
A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. Philadelphia businesses—from Center City financial services firms to Reading Terminal Market vendors to hospitality establishments across Old City and Northern Liberties—operate cash discount programs successfully every day.Q: Will I need to raise prices?
A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash. This approach is especially valuable for Philadelphia’s high-volume food and beverage businesses, where thin margins demand smarter payment processing strategies.Q: How are customers informed?
A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. Philadelphia’s diverse customer base—tourists visiting Independence Hall and the Historic District, students across University City and Temple’s neighborhoods, and local professionals in Rittenhouse Square and Manayunk—responds well to transparent, straightforward disclosure.Q: Does this affect my accounting or taxes?
A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked. Healthcare systems, professional services firms, and government contractors in Philadelphia already handle this seamlessly.Q: What kind of businesses benefit most?
A: Retailers, salons, restaurants, convenience stores, and any business with frequent card usage benefit greatly—especially those with thin margins. Philadelphia’s thriving hospitality sector in neighborhoods like East Passyunk, South Street, Fishtown, and around Citizens Bank Park, plus the constant foot traffic at tourist destinations and entertainment venues, creates consistent demand for cash transactions and makes cash discount programs particularly effective.
